Monthly Credit Card Perks Checklist

💡 MONTHLY REMINDER: Most card credits reset on the 1st — use them before the month ends or lose them!

Your premium credit cards come loaded with perks, but many of them reset monthly — and if you don’t use them, you lose them. Here’s your complete checklist for February 2026.

Amex Platinum Monthly Credits

For a full breakdown of Amex points strategy, see our Amex Membership Rewards guide.

Uber Cash — $15/month

• Where: Uber or Uber Eats
• Resets: 1st of each month
• Pro tip: Works for Uber Eats grocery delivery too

Digital Entertainment — $20/month

Select ONE streaming service:

• Disney+ / Hulu / ESPN+
• Peacock
• The New York Times
• Audible
• SiriusXM

Haven’t enrolled? Log into your Amex account → Benefits → Digital Entertainment Credit

Walmart+ — $12.95/month

• Full Walmart+ membership covered
• Includes free delivery, fuel discounts, Paramount+ subscription
• Must enroll through Amex

Amex Gold Monthly Credits

Uber Cash — $10/month

• Same as Platinum but $10 instead of $15
• Stacks if you have both cards (you’d get $25 total)

Dining Credit — $10/month

Works at:

• Grubhub
• The Cheesecake Factory
• Goldbelly
• Wine.com
• Milk Bar
• Select Shake Shack locations

February strategy: Order Valentine’s Day desserts from Milk Bar or Goldbelly!

Chase Sapphire Reserve

The CSR is one of the best premium travel cards available. Here are its monthly perks:

DoorDash DashPass — Free

• Complimentary membership (normally $9.99/month)
• Must activate through Chase Ultimate Rewards portal
• Includes $0 delivery fees on eligible orders

Lyft Pink — Free

• 15% off Lyft rides
• Priority airport pickups
• Relaxed cancellations

Capital One Venture X

The Venture X pairs with Capital One’s excellent transfer partners. Don’t forget these perks:

$300 Annual Travel Credit

• Works on Capital One Travel portal bookings
• Not monthly but easy to forget — use it!

Priority Pass Lounge Access

• Unlimited visits for you
• 2 free guests per visit
• Restaurant credits at select locations

Hilton Aspire

Monthly Dining Credit — $25

• Works at Hilton-owned restaurants
• Includes Conrad, Waldorf Astoria, LXR properties
• Resets monthly — don’t let it expire!

Resort Credit — $200/year

• Use at any Hilton resort property
• Good for spa, dining, activities

Marriott Bonvoy Brilliant

Monthly Dining Credit — $25

• Works at participating Marriott restaurants
• Stack with Bonvoy points earning

Quick Action Checklist

This week:

• Use Amex Uber credits ($10-15)
• Order from Amex dining partners ($10)
• Check if streaming credits are enrolled

Before Feb 28:

• Use Hilton dining credit ($25)
• Use Marriott dining credit ($25)
• Any annual credits you haven’t touched

Set Calendar Reminders

Don’t rely on memory. Set these recurring reminders:

1. 1st of month: Amex Uber + dining credits reset
2. 25th of month: Last call to use monthly credits
3. Card anniversary: Annual credits refresh

The Bottom Line

Premium cards have high annual fees for a reason — they come packed with perks. A single Amex Platinum gives you $200+/month in credits if you use them all:

Credit	Monthly Value
Uber	$15
Digital Entertainment	$20
Walmart+	$12.95
Total	$47.95/month

That’s $575/year in statement credits alone — covering about 65% of the $895 annual fee. Add in the $200 airline fee credit and $200 hotel credit, and you’re well ahead.

The catch? You have to actually use them. Set those reminders and don’t leave money on the table.

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Related reads:

• Best Credit Cards for Points: 2026 Rankings
• Chase Ultimate Rewards: The Complete Guide
• Amex Membership Rewards: The Complete Guide
• How Much Are Your Points Worth?

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What perks are you using this month? Share your credit stacking strategies in the comments!