Terms of Service

Agreement to Terms

By accessing and using PointsPlaybook ("Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

Use of Our Website

You agree to use our Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Website
• Use the Website to transmit malware or other harmful code
• Interfere with or disrupt the Website or servers
• Scrape, copy, or redistribute our content without permission
• Use automated systems to access the Website without our consent

Intellectual Property

The content on PointsPlaybook, including text, graphics, logos, images, and software, is owned by or licensed to us and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

You may share links to our content and quote brief excerpts for commentary or review purposes, provided you give proper attribution and link back to the original article.

User Comments

Our Website may allow you to post comments through our third-party comment system (Disqus). By posting comments, you agree that:

• You are responsible for the content of your comments
• Your comments will not be illegal, abusive, threatening, defamatory, or otherwise objectionable
• You will not post spam, advertisements, or promotional content
• We reserve the right to remove any comments at our discretion
• You grant us a non-exclusive license to use, reproduce, and display your comments

Disclaimer

The information on PointsPlaybook is for educational and informational purposes only. We are not financial advisors, and nothing on this Website constitutes financial, investment, legal, or tax advice.

Credit card offers, rewards programs, and travel deals change frequently. While we strive to keep our information accurate and up-to-date, we cannot guarantee the accuracy, completeness, or timeliness of all content. Always verify current terms directly with the issuer or provider before making decisions.

Your financial decisions are your own responsibility. We recommend consulting with qualified professionals before making significant financial decisions.

Affiliate Disclosure

PointsPlaybook participates in affiliate marketing programs. This means we may earn commissions when you click on certain links and apply for or purchase products. These affiliate relationships may influence which products we write about and where they appear on the site.

However, our opinions and recommendations are our own. We only recommend products we believe provide value to our readers. Affiliate commissions help support the operation of this Website and allow us to continue providing free content.

Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites. Visiting third-party links is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, PointsPlaybook and its owners, operators, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or reliance on any information provided.

We are not responsible for any losses related to credit card applications, travel bookings, rewards redemptions, or financial decisions made based on our content.

Indemnification

You agree to indemnify and hold harmless PointsPlaybook, its owners, and contributors from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: pointsplaybook@gmail.com